Making Your Money Work Harder

At Money Counts, we can show you how to use the Velocity of Money principles to build more assets with the same money. To better explain how we help you build assets, let's use an example.  In this example, we'll use real estate.

Multiple Uses of Money

Real Estate

Home Purchase:10 years ago
Home Cost:$100,000
Down Payment:$20,000
Today's Mortgage Balance; $60,000 ($80,000, less payments and interest)
Home Appreciation:$55,000 (5% per year)
Today's Home Value$155,000

Using Today's Home Value of $155,000 less the $60,000 remaining mortgage balance, the home equity has built to $95,000.  You now have a "bucket" of money that can be used in case of an emergency, for your child's education, or be applied to another home if you plan to relocate and down size during retirement.

The Money Counts Difference

At Money Counts, we look at more than just your financial statement.  We are committed to integrating our financial strategies across all of your financial resources to design the most suitable plan that we can - for your personal situation.  We know that your financial goals are more likely to be reachable when your money is actively working for you.

We believe that diversifying your asset mix is not just a decision about how to construct a portfolio of stocks, bonds, and mutual funds.  True diversification involves all of your assets and can help you reduce overall risk by creating your "money buckets" with investments that have different economic cycles, and different tax consequences.  In the example above, the real estate investment is acting as a fixed income investment with an inflation hedge since rents are likely to increase over time.

We hope that you will give us the opportunity to put our strategies to work for you, your family, and your future.